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Posts Tagged 'insurance'

Who Should be Responsible for Contractor Insurance?

I had a contractor ask for me to pay for his insurance for a project, is this okay or should I find someone who is already licensed?

Water Damage Due to Contractor Error

My contractor was adding a second story to my home. After taking off the roof, the contractor improperly secured the tarp on the house before a major rainstorm and the result was that my entire house was waterlogged (all dry wall was soaked) and my custom made 3/4" solid oak with mahogany inlay floors were destroyed. The contractor wants to take care of this rather than involve his insurance but by my estimates the cost to repair could be 30%-50% of what we contracted for the remodel. The contractor is already making judgment calls about which walls to completely tear out the drywall and which to save...but when I recently tested some of the walls the contractor recommended we leave in place they had moisture levels of 100%. Though I wanted to let the contractor take care of it, I am thinking that we need to have his insurance company pay us for the damages and then I can pay him a proper amount to fix the damage rather than leave the contractor in a position where he needs to cut corners to be whole on this project. What is your opinion? Should we get insurance involved?

Questions to Ask a Contractor

We are about to undertake a fairly large remodeling project (2nd story room addition). You hear about so many horror stories involving contractors. We have a list of contractors we like to talk to. We'd like to avoid being one of these stories! What are some red flags to watch out for? What are some of the key questions to ask a prospective contractor?

Tile Roof Repair: DIY or Hire a Contractor?

Our Texas home has a tile roof and I've noticed some wear-and-tear recently. I'm sure some roof repair is in order, but I'm wondering what kind of repairs I can do myself and what I should hire a contractor to work on. Isn't walking on tile supposed to be dangerous?

Knowing Which Kitchen Remodeling Contractor to Hire

I'm planning a kitchen remodeling project over the winter months. I've heard horror stories about homeowners hiring the wrong remodeling contractor--so many that's it's a source of tension. Is there any advice you can give us about evaluating a potential remodeling contractor before we give him our business?

Insurance Requirements During Remodels

I heard that you should require that your contractor carry general liability insurance during your remodels. We have comprehensive home insurance and I wonder if that's enough. If not, what do I ask the contractor and what proof should I look at to make sure?

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